Thousands of Property Millionaires Will be Created Over the Next 14 Years – Will You be one of Them?

Just have a look at what’s happening to credit data: This chart comes from Veda’s consumer credit demand index…

It shows that the drop in interest rates has been followed by a massive upsurge in borrowing. But this is all pretty normal. This is exactly what you’d expect credit and finance to be doing on the back of record low interest rates.

And maybe that’s why it’s barely rated a mention in the press.

There’s no shock value. Nothing sexy. No body parts in the back of the car.

But for investors, this is probably the most important story of the year because we’ve got houses on one side of a see-saw and interest rates, like some oversized King Kong about to come smashing down on the other…

Once King Kong Lands, Watch House Values Go Bananas

Money has never been this easy.

Never.

And the whole world’s gone wild with EZ fever.

At the beginning of the month, the RBA cut rates, taking them to the lowest level in 50 years. And if you ask me (and most economists… and taxi drivers and hair-dressers) they could go even lower yet.

But money in Australia, even at 50 year lows, is relatively expensive compared to what’s going on in the rest of the world.

All of the G7 now have interest rates set at less than one percent. They’re zero in the US and Japan. Super Mario Draghi’s even talking about taking rates into negative territory in Europe.

Yep. EZ fever is spreading. In the last month or so, there have been interest rate cuts in the eurozone, India, Australia, South Korea, Kenya, Poland, Mongolia, Belarus, Austria, Belgium, Hungary, and Turkey, just to name a few.

Even the thriving financial centre of Botswana got in on the action. Not to be outdone, the governor of the central bank of Moldova told the newspaper boy to get back on his donkey and tell everyone that they were cutting rates too.

It’s unprecedented. The world as never seen money as easy as this.

And what does it mean?

Flooding the world with cheap money means a vast share of it will get pumped straight back into shares and property

In fact, it’s already started.

In the September quarter last year, residential land values increased 3.8 percent for the quarter.

In December last year, new home sales were up 6.2 percent, and 3.3 percent for the quarter, showing the housing market was building a solid and broad base from which to launch it’s run.

It’s a foregone conclusion that property prices must rise.

You might think prices cannot boom like they did ten years ago, but let’s look at the facts

In 2012, Australia’s population grew by 382,500, according to the ABS.

To put that in context for you, it means we added the equivalent of ANOTHER CANBERRA to our population last year.

In April this year, Australia’s population clicked over 23 million for the first time ever, according to a report by BBC News.

And by 2056, the ABS projects that the count will be 42.5 million — almost double where we are now. RP Data says the Australian population increases by one person every 1 minute and 31 seconds.

All of this means three things:

1. More new houses will have to be built, every year to cope with a rapidly growing population (who all want to live in or near the big capital cities)
2. Their will be less supply than there is demand. And guess what happens when there is less supply than demand…
3. The price of existing housing stock in prime, metropolitan locations MUST rise to reflect growing demand.

That isn’t speculation. That’s just an economic truth. It happens in all aspects of the economy. Remember when the majority of the banana crops were eliminated by cyclones a few years ago – prices soared from $2 to $3 a kilo to $15 a kilo overnight. And that’s exactly what’s going to happen to house prices as the population grows. Yes…

The Same Principle that Made Banana Prices Soar Will Send Housing Prices Through the Roof

The question is: what are you going to do about it?

The answer is probably, nothing… unless you can predict the areas which are about to rise with a certain level of conviction. And that’s exactly what we’re going to teach you at THE GREAT REAL ESTATE BOOM AHEAD SUPERCONFERENCE where you’ll learn how to read the market like a Nostradamus.

But you don’t have to be, because at my THE GREAT REAL ESTATE BOOM AHEAD SUPERCONFERENCE seminar I’m going to show you how to predict the future of the property market like Nostradamus.

Imagine that…

• You’d know exactly when to buy to emulate the results of the tens of thousands of property investors, and speculators who got rich on the back of the 2000 boom. You could literally become a millionaire and set yourself up for retirement in less than a decade.
• You could load up on houses and apartments… tallying up enough rental income as prices shoot upwards fast
• You could build a property portfolio without the anxiety that plagues most investors. Get into the best areas at the bottom of the market… then let the momentum of the market take care of the rest.

Listen, I know this sounds too good to be true. Economists won’t even admit there’s the slightest possibility the economy could be cyclical and predictable, but all of the research you’ve just seen points to the fact it is.

And I’m going to show you exactly how to “pick the market like Nostradamus” when you attend…

Don’t Make that Mistake – Let Me Take a Moment to Tackle Some of the Common Myths

Firstly, you’ve probably heard about our massive levels of Government debt. But let’s take a look at how Australia’s debt compares to the rest of the world…

I’m not getting into any political side taking, but the broad point is undeniable – Australia is a long, long way from having “crisis” levels of debt (c.f Greek’s 180% of GDP). No one outside of Australia is at all concerned about Australian government debt (in fact foreigners can’t get enough of it, which is one of the reasons why the dollar’s so high historically.)

And while there has been a pick up in government debt in recent years, by historical standards, it’s barely a blip on the radar. Check out this graph…

And text-book economic management says you should save when times are good, spend when times are bad – to dampen the swings of the business cycle. If you’re not allowing room to spend into something like the GFC, then you’re pretty much ruling out any government intervention in the economy, at any time.

I know there’s a lot of noise about this coming into the election, but as you can see, really it’s a non-issue.

And our banks are in a leading position too. This graphic, from The Surgery, makes it very clear just how well the Australian financial sector fared through the GFC…

While the government put in place a Committed Liquidity Fund as a safety net, no public money was used to bail out Aussie banks.

Compare this with failures and bailouts in the US, which reached 24 percent of total bank assets, 29 percent in the UK, and 18 percent in China.

Believe me, Australia is one of the best places to be right now. Just take a look at what this chart, from The Surgery, has to say… Location, Location, Location…

This really hits the nail on the head.

The balance of the global economy is shifting. Our location (and isolation) used to work against us. Now it is firmly in our favour.

Here’s the bottom line: Interest rates are at record lows, the world is awash with easy money and it’s getting funnelled straight into asset prices.

Let’s take a look at the historical interest chart again from earlier…

This is one of the most revealing charts you’ll ever come across. You can use it to guide you as to when to accumulate real estate when it will go up in a significant way. As you can see, all the indicators suggest…

I Don’t Know How They Can Keep a Straight Face, Trotting Out the Same Old Lines Year After Year, When the Facts Keep Proving Them Wrong

So how have I picked the market while virtually all the other economists have missed the mark?

Why did Steve Keen, an esteemed professor who’s well recognised around the world for his research get it so wrong?

It’s really very simple:

These economists don’t understand property.

They’re generalists.

Sometimes I scratch my head and think “why can’t they see what I see.”

But then I have to remind myself that these guys hardly ever invest their own money and don’t really have any idea when it comes to property.

They’re generalists. And just as a general practitioner can’t perform heart surgery, you’re average economists almost always gets property predictions wrong.

The real tragedy though is for the people following their advice.

A Perfect Storm is Emerging. Here’s Proof the Train’s Already Started Moving

1. Interest Rates are now at a 60 year low: When the Reserve bank of Australia (RBA) started slashing rates in November 2011 – property demand started to rise and the effect is now filtering through to Australian housing prices.
   Historically when interest rates record a decrease greater than 100 basis points, real median house price growth starts to feel the positive effects within six months.
   With the reserve bank having slashed interest rates by over 175 points since November 2011, the effects are unprecedented.
   Look out. The graph below shows that while we’re getting lower increases compared to previous rate cuts in 1996, 2001 and 2008… the magic is about to begin…
   
   Here’s even more proof the time to invest in real estate is when interest rates are at their low point…
   
   Take 1993 for example… while property didn’t really take off at this time because it came off a significant crash, it was still a great time to accumulate because prices were at rock bottom and interest rates had come down, so you were starting to see strong yields from rent.
   The next bottom was during 1996–97. If you look back in history, that’s when prices literally took off. You could have virtually doubled your money in the next few years of rapid growth.
   Move forward to 2009. While not all markets have jumped and some markets have moved faster than others, this was how I knew Sydney and Melbourne were about to rise when all the economists were scared the sky was about to fall in. That’s why you need to be at The Great Real Estate Boom Ahead Superconference and understand why we are at an all time low and sitting on a massive opportunity you don’t want to miss.
   Look where interest rates are now… Historical lows and in all likelihood could go even lower. You know what that means, real estate investors that attend my event and take action are likely to make a small fortune in the next 14 years.
2. China and India is buying into this country like droves: Did you see how many Chinese people were in the photo in the newspaper article above?
   It’s a sign of things to come: According to property researcher Kevin Stanley, Asian developers have spent more than $1.1 billion on potential sites in the past three years.
   There’s development applications in on all of these sites. There are 55 separate projects, bringing 2,000 houses and 19,000 units to market in Melbourne, Sydney, Brisbane, Gold Coast and Perth.
   These developments have a collective value somewhere north of $10 billion.
   Yep, it’s big money, and it’s going to have a huge impact on the market. Those 19,000 units are 30 percent of the 60,000 units typically brought to market in any given year in Australia.
   Let me ask you something: the media keeps telling us that the property market’s soft. CBD apartments are supposedly a ‘wasteland’. Building a Great Wall of Apartment Towers in Melbourne is nothing short of crazy.
   If that were true, why would the Chinese be placing such big bets on Australia? Believe me, there’s a lot they know that you don’t. They have access to tools, insights and understanding the average Australian watching the evening news is completely oblivious to.
   And unless you wise up and get smart about what’s happening, they’ll get rich and steal all the profits lying in your very own backyard.

Are you convinced yet?

Add to these 2 factors, that the governments live and die by the fact the only way people get wealthy in this country is through real estate prices (with 67% of people owning their own home) and you can see why the only way property prices are going is North.

Of course, there are many so-called-experts who disagree with me but…

The Economists are Wrong the Majority of the Time

For instance, right now they’re jibber-jabbering about the record expansion of credit and how it’s going to affect bank lending, suggesting our house prices are unaffordable compared to other western countries, and leading you to believe the sky is going to fall in.

But you should ignore them.

Why?

Let’s take a look at their track record.

Remember reading this…

“The Australian real estate market will fall by 20% now and 40% in the long-term.”

That was Steve Keen. When? Back in 2009. He even made a bet with a Macquarie banker, Rory Robertson that if his prediction didn’t come true, he would walk from Canberra to Mount Kosciuszko wearing a t-shirt with the slogan: “I was hopelessly wrong on house prices, ask me how”.

Steve lost the bet and walked to Kosciuszko. But that’s no the worst bit.

He even sold his apartment in Surry hills in 2010, just to prove his point…the bottom of the market…what an idiot!

Sydney and especially Surry Hills is up 13% since his prediction… good one Stevo!!!

At that same time, I told all my students to go in the opposite direction.

But maybe we just dodged a bullet.

How about another one?

“Aussie house prices are 40 percent overvalued and will be one of the last major asset bubbles to burst.”

That was Jeremy Grantham, from CMO, with over $100 billion in funds under management. When? Back in 2009.

How about this?

“Australian homes are over-priced by 25 percent, making them the fourth-most expensive in the world. There are signs of a bubble emerging.”

That was the IMF back in 2008.

And then what about this:

“The Australian property market is definitely looking frothy. Australia’s housing market has weakened. Home prices tumbled by an average of 8% in Sydney and by 13% in Melbourne in the first quarter. Anecdotal evidence suggests that the slide has continued since then, signalling that prices have farther to fall.”

That was the doyen of sensible – The Economist magazine. When?

June 2004.

I could go on and on. We’ve been hearing the same old story for years, from way back in the dark ages, well before the internet.

So for Kiki and the mob to say that it’s going to pop, any day now, starts to sound a lot like the Chicken Little that cried wolf.

How a Plumber Replaced His Income in 13 Months During the Global Financial Crisis

Take Ian Ugarte for example. Before the GFC, he had an income of $96,000.00, and owned 9 properties which he was negative gearing at a loss of $36,000.00 per year.

That meant he was trying to support his four daughters and wife with a total income of just $60,000 per annum.

The banks were closing in on him, and he was very close to foreclosing.

He felt it was all hopeless. He had done everything he was told.

He had a good education. A good job. Paid his super. Reduced his tax. Yet despite this, he was about to lose it all.

Things weren’t looking rosy. Then he decided to put his ego aside and attend one o fmy training events. His transformation has been astonishing.

In one of the worst economies in the past few decades, Ian managed to turn it around…

The Nation Was Frozen in Fear of an Almighty Property Crash. The Journos Even Had Me Worried

I was starting to second guess my own knowledge and experience. But when I sat down and really analysed the economic data, I knew the major headlines were all bunkum.

I fought back the only way I knew how. I paid for and ran my own headlines in all major newspapers. It cost me over $250,000 bongo-bucks to run the articles and get the word out that the sky was not falling down… whilst the journos got their headline for free. Here are some of the headlines I blasted throughout the newspapers…

Why the recession is great news for real estate investors

The great property boom ahead

The greatest real estate buying opportunity for 40 years

By making those bold headlines I risked to my reputation and put my money where my mouth was.

I put it all on the line.

So why would I take such a massive risk?

Did I have more money than sense?

Did I want to be some sort of martyr?

Was I stupid? Foolish?

There were less risky options. I could have just sat by and made money hand over fist with the knowledge I possessed. I didn’t have to shout it from the rooftops.

But being the last of 7 siblings, sitting and waiting is not my style. So I took massive action, and at the end of the day all my predictions came true. We didn’t have a mighty crash. The market actually went in the opposite direction and surged ahead in a major way.

In 2009, I Told People My Clients to Buy in Sydney and Melbourne

As you can see from the chart above, had you attended my events in 2009 and taken action on this one little piece of advice you’d be at least $100,000.00 richer by now… whereas those investing in the stock market have seen nothing but sideways movement over this period.

How was I so certain? How did I know our market wasn’t going to collapse? It’s really quite simple.

Journalists are paid to spin stories that make money. Bad news sells – and so the more bad news they can spread the more newspapers they sell. The more newspapers they sell, the more businesses will advertise – and the more money they’ll make.

By comparison, my predictions were based on facts. Listen…

Most People Invest With Emotions and That’s Why They Fail

But real estate investing isn’t about emotion, it’s about mathematics.

I invest in data, research and mathematics.

And I’ll show you exactly where to find the same data so you can replicate my results. You’ve just got to know where to look and how to distinguish the relevant from the irrelevant.

Don’t worry, I’ll be sharing some of this data further down the page. But first, let me tell you a story from one of my clients…

The Upcoming Property Boom is About to Hit, and it’s Set to Eclipse 2003–2010 Where Prices Increased by Up to 95.8%

Believe it or not, William D. Gann’s theory correctly predicted the stock market crashes of 1929–30 & 1987… the market highs prior to the dot-com bust in 2002… the recession of the 1990’s and the growth in stock prices that started in 2003.

I Can Understand if You’re Sceptical

If you pick up the local paper, almost everyone’s bearish on property. You’ve probably heard about the Australian debt, the massive expansion of credit and its effects on bank lending and risk taking. You’ve seen articles saying capital city house prices are unaffordable, compared to almost every other Western country. And you could be forgiven for believing Australian house prices are due to drop through the floor.

But how do you explain the new articles which are beginning to sneak into newspapers. Here’s an example from Sydney’s Daily Telegraph on June 17th…

Historically, every time we’ve seen a dip in the property market the majority has stopped buying to their own detriment.

In the early 1960’s everyone thought prices would fall forever.

Yet between 1960 & 1972, prices doubled.

In 1974, everyone was thinking “sell now.”

Yet between 1975 and 1983, prices doubled.

In 1988, after the “great crash”, anyone who invested in property was considered crazy.

Yet between 1988–2001, prices doubled.

Just take a look at this graph which covers Sydney and Melbourne (however the rest of Australia always tags along at a similar rate) and you’ll see the full picture…

It’s impossible to predict the exact growth that Australia’s likely to enjoy over the next 14 years, but all of the indicators point to the fact that if the trend line continues, the median house in Sydney and Melbourne will be worth a million dollars within the next few years.

But even if the Property Market Tanks, You Can Still Make a Fortune With Property Over the Next Decade

I’ll explain why in a moment (you’ll love Ian Ugarte’s story), but before I do I should give you an outline of my track record so you can decide whether or not you should trust me.

My name is Dymphna Boholt (you already knew that). You might have seen my best-selling book, “Confessions of a Real Estate Millionaire” or another book I’m featured in, “Secrets of Property Millionaires Exposed” at your local bookstore.

Or you may have stumbled across my “I Love Real Estate” series in iTunes which has topped the Business category for 2 years running.

On the other hand, this may be the first time we’ve met. So let me give you a little background:

I used to be a practising accountant and single mum working sixty hours and feeling like a lousy mum.

I thought “what else can I do”, and looked at every single one of my clients from business owners, to traders, to multi-level marketing - before deciding real estate was my fastest road to wealth in minimum time.